SCHD vs VYMI: ETF Comparison
Compare SCHD (Schwab U.S. Dividend Equity ETF) and VYMI (Vanguard International High Dividend Yield ETF) side by side by average annual total return since inception — one fair number covering price and dividends.
Updated Aug 4, 2026
*For entertainment purposes ONLY! NOT financial advice! Data may be inaccurate.*
Sponsored by VegaShares
SCHD vs VYMI: The Verdict
On average annual total return since inception, SCHD edges out VYMI: +13.4% per year vs +11.1% per year — a gap of 2.3 percentage points annually. Total return counts both price movement and dividends, so this is the whole picture of each fund's performance, not just yield.
Keep the track records in mind: SCHD has been trading for 14.8 years, while VYMI has only 10.4 years of history. A shorter track record means the younger fund's average has been shaped by fewer market environments — one strong or weak stretch moves the needle more.
Sponsored by VegaShares
SCHD vs VYMI Side-by-Side Data
| Symbol | Name | Provider | Inception | Age | Total Return | Avg. Annual Return | Yield | Expense Ratio | Grade |
|---|---|---|---|---|---|---|---|---|---|
| SCHD | Schwab U.S. Dividend Equity ETF | Schwab | 10/20/2011 | 14.8y | +542.0% | +13.4% | 3.4% | 0.06% | A |
| VYMI | Vanguard International High Dividend Yield ETF | Vanguard | 2/25/2016 | 10.4y | +200.0% | +11.1% | 4.0% | 0.07% | B |
SCHD vs VYMI — Frequently Asked Questions
Which is better, SCHD or VYMI?
By average annual total return since inception, SCHD edges out VYMI (+13.4% vs +11.1% per year). "Better" depends on your goals — yield, payout frequency, and strategy differ between the two funds.
What is the difference between SCHD and VYMI?
SCHD (Schwab U.S. Dividend Equity ETF) is offered by Schwab and currently yields 3.4%. VYMI (Vanguard International High Dividend Yield ETF) is offered by Vanguard and yields 4.0%. Their average annual total returns since inception are +13.4% and +11.1% respectively.
Does SCHD pay a higher dividend than VYMI?
SCHD currently yields 3.4% and VYMI yields 4.0%. Remember that yield alone doesn't capture performance — total return (price + dividends) is the fairer comparison.