SCHG vs SPYI: ETF Comparison
Compare SCHG (Schwab U.S. Growth ETF) and SPYI (NEOS S&P 500 High Income ETF) side by side by average annual total return since inception — one fair number covering price and dividends.
Updated Aug 4, 2026
*For entertainment purposes ONLY! NOT financial advice! Data may be inaccurate.*
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SCHG vs SPYI: The Verdict
On average annual total return since inception, SCHG edges out SPYI: +16.4% per year vs +14.6% per year — a gap of 1.8 percentage points annually. Total return counts both price movement and dividends, so this is the whole picture of each fund's performance, not just yield.
Keep the track records in mind: SCHG has been trading for 16.6 years, while SPYI has only 3.9 years of history. A shorter track record means the younger fund's average has been shaped by fewer market environments — one strong or weak stretch moves the needle more.
Income investors will notice the yield gap: SPYI currently yields 11.94% vs SCHG's 0.4%. Higher yield often comes with trade-offs in price appreciation, which is exactly why total return is the fairer scoreboard.
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SCHG vs SPYI Side-by-Side Data
| Symbol | Name | Provider | Inception | Age | Total Return | Avg. Annual Return | Yield | Expense Ratio | Grade |
|---|---|---|---|---|---|---|---|---|---|
| SCHG | Schwab U.S. Growth ETF | Schwab | 12/11/2009 | 16.6y | +1154.0% | +16.4% | 0.4% | 0.04% | A |
| SPYI | NEOS S&P 500 High Income ETF | NEOS | 8/30/2022 | 3.9y | +71.0% | +14.6% | 11.94% | 0.68% | B |
SCHG vs SPYI — Frequently Asked Questions
Which is better, SCHG or SPYI?
By average annual total return since inception, SCHG edges out SPYI (+16.4% vs +14.6% per year). "Better" depends on your goals — yield, payout frequency, and strategy differ between the two funds.
What is the difference between SCHG and SPYI?
SCHG (Schwab U.S. Growth ETF) is offered by Schwab and currently yields 0.4%. SPYI (NEOS S&P 500 High Income ETF) is offered by NEOS and yields 11.94%. Their average annual total returns since inception are +16.4% and +14.6% respectively.
Does SCHG pay a higher dividend than SPYI?
SCHG currently yields 0.4% and SPYI yields 11.94%. Remember that yield alone doesn't capture performance — total return (price + dividends) is the fairer comparison.