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SCHG vs VFLO: ETF Comparison

Compare SCHG (Schwab U.S. Growth ETF) and VFLO (VictoryShares Free Cash Flow ETF) side by side by average annual total return since inception — one fair number covering price and dividends.

Updated Oct 31, 2026

*For entertainment purposes ONLY! NOT financial advice! Data may be inaccurate.*

Average Annual Total Return · Since Inception

Higher Return

VFLO

VictoryShares Free Cash Flow ETF

+29.0%

Avg Annual Return

0.8%Yield

3.2 yearsAge

BGrade

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SCHG

Schwab U.S. Growth ETF

+16.1%

Avg Annual Return

0.4%Yield

16.9 yearsAge

AGrade

📈 ETF Total Returns

Oct 31, 2026

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SCHG vs VFLO: The Verdict

On average annual total return since inception, VFLO decisively outperforms SCHG: +29.0% per year vs +16.1% per year — a gap of 12.9 percentage points annually. Total return counts both price movement and dividends, so this is the whole picture of each fund's performance, not just yield.

Keep the track records in mind: SCHG has been trading for 16.9 years, while VFLO has only 3.2 years of history. A shorter track record means the younger fund's average has been shaped by fewer market environments — one strong or weak stretch moves the needle more.

SCHG vs VFLO Side-by-Side Data

Comparison Breakdown

Symbol	Name	Provider	Inception	Age	Total Return	Avg. Annual Return	Yield	Expense Ratio	Grade
SCHG	Schwab U.S. Growth ETF	Schwab	12/11/2009	16.9y	+1141.0%	+16.1%	0.4%	0.04%	A
VFLO	VictoryShares Free Cash Flow ETF	Victory Shares	8/7/2023	3.2y	+128.0%	+29.0%	0.8%	0.39%	B

SCHG vs VFLO — Frequently Asked Questions

Which is better, SCHG or VFLO?

By average annual total return since inception, VFLO decisively outperforms SCHG (+29.0% vs +16.1% per year). "Better" depends on your goals — yield, payout frequency, and strategy differ between the two funds.

What is the difference between SCHG and VFLO?

SCHG (Schwab U.S. Growth ETF) is offered by Schwab and currently yields 0.4%. VFLO (VictoryShares Free Cash Flow ETF) is offered by Victory Shares and yields 0.8%. Their average annual total returns since inception are +16.1% and +29.0% respectively.

Does VFLO pay a higher dividend than SCHG?

VFLO currently yields 0.8% and SCHG yields 0.4%. Remember that yield alone doesn't capture performance — total return (price + dividends) is the fairer comparison.