SCHP vs VOO: ETF Comparison
Compare SCHP (Schwab U.S. TIPS ETF) and VOO (Vanguard S&P 500 ETF) side by side by average annual total return since inception — one fair number covering price and dividends.
Updated Aug 4, 2026
*For entertainment purposes ONLY! NOT financial advice! Data may be inaccurate.*
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SCHP vs VOO: The Verdict
On average annual total return since inception, VOO decisively outperforms SCHP: +15.0% per year vs +2.7% per year — a gap of 12.3 percentage points annually. Total return counts both price movement and dividends, so this is the whole picture of each fund's performance, not just yield.
Income investors will notice the yield gap: SCHP currently yields 3.2% vs VOO's 1.1%. Higher yield often comes with trade-offs in price appreciation, which is exactly why total return is the fairer scoreboard.
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SCHP vs VOO Side-by-Side Data
| Symbol | Name | Provider | Inception | Age | Total Return | Avg. Annual Return | Yield | Expense Ratio | Grade |
|---|---|---|---|---|---|---|---|---|---|
| SCHP | Schwab U.S. TIPS ETF | Schwab | 8/5/2010 | 16.0y | +52.0% | +2.7% | 3.2% | 0.03% | B |
| VOO | Vanguard S&P 500 ETF | Vanguard | 9/7/2010 | 15.9y | +818.0% | +15.0% | 1.1% | 0.03% | A |
SCHP vs VOO — Frequently Asked Questions
Which is better, SCHP or VOO?
By average annual total return since inception, VOO decisively outperforms SCHP (+15.0% vs +2.7% per year). "Better" depends on your goals — yield, payout frequency, and strategy differ between the two funds.
What is the difference between SCHP and VOO?
SCHP (Schwab U.S. TIPS ETF) is offered by Schwab and currently yields 3.2%. VOO (Vanguard S&P 500 ETF) is offered by Vanguard and yields 1.1%. Their average annual total returns since inception are +2.7% and +15.0% respectively.
Does VOO pay a higher dividend than SCHP?
VOO currently yields 1.1% and SCHP yields 3.2%. Remember that yield alone doesn't capture performance — total return (price + dividends) is the fairer comparison.