PDI vs SCHD: ETF Comparison
Compare PDI (PIMCO Dynamic Income Fund) and SCHD (Schwab U.S. Dividend Equity ETF) side by side by average annual total return since inception — one fair number covering price and dividends.
Updated Aug 4, 2026
*For entertainment purposes ONLY! NOT financial advice! Data may be inaccurate.*
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PDI vs SCHD: The Verdict
On average annual total return since inception, SCHD edges out PDI: +13.4% per year vs +10.0% per year — a gap of 3.4 percentage points annually. Total return counts both price movement and dividends, so this is the whole picture of each fund's performance, not just yield.
Income investors will notice the yield gap: PDI currently yields 16.10% vs SCHD's 3.4%. Higher yield often comes with trade-offs in price appreciation, which is exactly why total return is the fairer scoreboard.
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PDI vs SCHD Side-by-Side Data
| Symbol | Name | Provider | Inception | Age | Total Return | Avg. Annual Return | Yield | Expense Ratio | Grade |
|---|---|---|---|---|---|---|---|---|---|
| PDI | PIMCO Dynamic Income Fund | Pimco | 5/25/2012 | 14.2y | +289.0% | +10.0% | 16.10% | 1.10% | C |
| SCHD | Schwab U.S. Dividend Equity ETF | Schwab | 10/20/2011 | 14.8y | +542.0% | +13.4% | 3.4% | 0.06% | A |
PDI vs SCHD — Frequently Asked Questions
Which is better, PDI or SCHD?
By average annual total return since inception, SCHD edges out PDI (+13.4% vs +10.0% per year). "Better" depends on your goals — yield, payout frequency, and strategy differ between the two funds.
What is the difference between PDI and SCHD?
PDI (PIMCO Dynamic Income Fund) is offered by Pimco and currently yields 16.10%. SCHD (Schwab U.S. Dividend Equity ETF) is offered by Schwab and yields 3.4%. Their average annual total returns since inception are +10.0% and +13.4% respectively.
Does SCHD pay a higher dividend than PDI?
SCHD currently yields 3.4% and PDI yields 16.10%. Remember that yield alone doesn't capture performance — total return (price + dividends) is the fairer comparison.