SCHP vs VIG: ETF Comparison
Compare SCHP (Schwab U.S. TIPS ETF) and VIG (Vanguard Dividend Appreciation ETF) side by side by average annual total return since inception — one fair number covering price and dividends.
Updated Aug 4, 2026
*For entertainment purposes ONLY! NOT financial advice! Data may be inaccurate.*
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SCHP vs VIG: The Verdict
On average annual total return since inception, VIG holds a clear edge over SCHP: +10.2% per year vs +2.7% per year — a gap of 7.5 percentage points annually. Total return counts both price movement and dividends, so this is the whole picture of each fund's performance, not just yield.
Keep the track records in mind: VIG has been trading for 20.3 years, while SCHP has only 16.0 years of history. A shorter track record means the younger fund's average has been shaped by fewer market environments — one strong or weak stretch moves the needle more.
Income investors will notice the yield gap: SCHP currently yields 3.2% vs VIG's 1.6%. Higher yield often comes with trade-offs in price appreciation, which is exactly why total return is the fairer scoreboard.
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SCHP vs VIG Side-by-Side Data
| Symbol | Name | Provider | Inception | Age | Total Return | Avg. Annual Return | Yield | Expense Ratio | Grade |
|---|---|---|---|---|---|---|---|---|---|
| SCHP | Schwab U.S. TIPS ETF | Schwab | 8/5/2010 | 16.0y | +52.0% | +2.7% | 3.2% | 0.03% | B |
| VIG | Vanguard Dividend Appreciation ETF | Vanguard | 4/21/2006 | 20.3y | +617.0% | +10.2% | 1.6% | 0.04% | A |
SCHP vs VIG — Frequently Asked Questions
Which is better, SCHP or VIG?
By average annual total return since inception, VIG holds a clear edge over SCHP (+10.2% vs +2.7% per year). "Better" depends on your goals — yield, payout frequency, and strategy differ between the two funds.
What is the difference between SCHP and VIG?
SCHP (Schwab U.S. TIPS ETF) is offered by Schwab and currently yields 3.2%. VIG (Vanguard Dividend Appreciation ETF) is offered by Vanguard and yields 1.6%. Their average annual total returns since inception are +2.7% and +10.2% respectively.
Does VIG pay a higher dividend than SCHP?
VIG currently yields 1.6% and SCHP yields 3.2%. Remember that yield alone doesn't capture performance — total return (price + dividends) is the fairer comparison.