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SDY vs VFLO: ETF Comparison

Compare SDY (SPDR S&P Dividend ETF) and VFLO (VictoryShares Free Cash Flow ETF) side by side by average annual total return since inception โ€” one fair number covering price and dividends.

Updated Oct 31, 2026

*For entertainment purposes ONLY! NOT financial advice! Data may be inaccurate.*

Average Annual Total Return ยท Since Inception
Higher Return
V
VFLO
VictoryShares Free Cash Flow ETF
+29.0%
Avg Annual Return
0.8%Yield
3.2 yearsAge
BGrade
S
SDY
SPDR S&P Dividend ETF
+9.1%
Avg Annual Return
2.4%Yield
21.0 yearsAge
AGrade
vs
๐Ÿ“ˆ ETF Total Returns
Oct 31, 2026

SDY vs VFLO: The Verdict

On average annual total return since inception, VFLO decisively outperforms SDY: +29.0% per year vs +9.1% per year โ€” a gap of 19.9 percentage points annually. Total return counts both price movement and dividends, so this is the whole picture of each fund's performance, not just yield.

Keep the track records in mind: SDY has been trading for 21.0 years, while VFLO has only 3.2 years of history. A shorter track record means the younger fund's average has been shaped by fewer market environments โ€” one strong or weak stretch moves the needle more.

Income investors will notice the yield gap: SDY currently yields 2.4% vs VFLO's 0.8%. Higher yield often comes with trade-offs in price appreciation, which is exactly why total return is the fairer scoreboard.

SDY vs VFLO Side-by-Side Data

Comparison Breakdown
SymbolNameProviderInceptionAge Total ReturnAvg. Annual ReturnYieldExpense RatioGrade
SDY SPDR S&P Dividend ETF State Street 11/8/2005 21.0y +523.0% +9.1% 2.4% 0.35% A
VFLO VictoryShares Free Cash Flow ETF Victory Shares 8/7/2023 3.2y +128.0% +29.0% 0.8% 0.39% B

SDY vs VFLO โ€” Frequently Asked Questions

Which is better, SDY or VFLO?

By average annual total return since inception, VFLO decisively outperforms SDY (+29.0% vs +9.1% per year). "Better" depends on your goals โ€” yield, payout frequency, and strategy differ between the two funds.

What is the difference between SDY and VFLO?

SDY (SPDR S&P Dividend ETF) is offered by State Street and currently yields 2.4%. VFLO (VictoryShares Free Cash Flow ETF) is offered by Victory Shares and yields 0.8%. Their average annual total returns since inception are +9.1% and +29.0% respectively.

Does VFLO pay a higher dividend than SDY?

VFLO currently yields 0.8% and SDY yields 2.4%. Remember that yield alone doesn't capture performance โ€” total return (price + dividends) is the fairer comparison.