GPIQ vs SCHP: ETF Comparison
Compare GPIQ (Goldman Sachs Nasdaq-100 Premium Income ETF) and SCHP (Schwab U.S. TIPS ETF) side by side by average annual total return since inception — one fair number covering price and dividends.
Updated Aug 4, 2026
*For entertainment purposes ONLY! NOT financial advice! Data may be inaccurate.*
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GPIQ vs SCHP: The Verdict
On average annual total return since inception, GPIQ decisively outperforms SCHP: +26.2% per year vs +2.7% per year — a gap of 23.6 percentage points annually. Total return counts both price movement and dividends, so this is the whole picture of each fund's performance, not just yield.
Keep the track records in mind: SCHP has been trading for 16.0 years, while GPIQ has only 2.8 years of history. A shorter track record means the younger fund's average has been shaped by fewer market environments — one strong or weak stretch moves the needle more.
Income investors will notice the yield gap: GPIQ currently yields 10.0% vs SCHP's 3.2%. Higher yield often comes with trade-offs in price appreciation, which is exactly why total return is the fairer scoreboard.
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GPIQ vs SCHP Side-by-Side Data
| Symbol | Name | Provider | Inception | Age | Total Return | Avg. Annual Return | Yield | Expense Ratio | Grade |
|---|---|---|---|---|---|---|---|---|---|
| GPIQ | Goldman Sachs Nasdaq-100 Premium Income ETF | Goldman Sachs | 10/24/2023 | 2.8y | +91.0% | +26.2% | 10.0% | 0.29% | C |
| SCHP | Schwab U.S. TIPS ETF | Schwab | 8/5/2010 | 16.0y | +52.0% | +2.7% | 3.2% | 0.03% | B |
GPIQ vs SCHP — Frequently Asked Questions
Which is better, GPIQ or SCHP?
By average annual total return since inception, GPIQ decisively outperforms SCHP (+26.2% vs +2.7% per year). "Better" depends on your goals — yield, payout frequency, and strategy differ between the two funds.
What is the difference between GPIQ and SCHP?
GPIQ (Goldman Sachs Nasdaq-100 Premium Income ETF) is offered by Goldman Sachs and currently yields 10.0%. SCHP (Schwab U.S. TIPS ETF) is offered by Schwab and yields 3.2%. Their average annual total returns since inception are +26.2% and +2.7% respectively.
Does GPIQ pay a higher dividend than SCHP?
GPIQ currently yields 10.0% and SCHP yields 3.2%. Remember that yield alone doesn't capture performance — total return (price + dividends) is the fairer comparison.