PDI vs SCHP: ETF Comparison
Compare PDI (PIMCO Dynamic Income Fund) and SCHP (Schwab U.S. TIPS ETF) side by side by average annual total return since inception — one fair number covering price and dividends.
Updated Aug 4, 2026
*For entertainment purposes ONLY! NOT financial advice! Data may be inaccurate.*
Sponsored by VegaShares
PDI vs SCHP: The Verdict
On average annual total return since inception, PDI holds a clear edge over SCHP: +10.0% per year vs +2.7% per year — a gap of 7.4 percentage points annually. Total return counts both price movement and dividends, so this is the whole picture of each fund's performance, not just yield.
Income investors will notice the yield gap: PDI currently yields 16.10% vs SCHP's 3.2%. Higher yield often comes with trade-offs in price appreciation, which is exactly why total return is the fairer scoreboard.
Sponsored by VegaShares
PDI vs SCHP Side-by-Side Data
| Symbol | Name | Provider | Inception | Age | Total Return | Avg. Annual Return | Yield | Expense Ratio | Grade |
|---|---|---|---|---|---|---|---|---|---|
| PDI | PIMCO Dynamic Income Fund | Pimco | 5/25/2012 | 14.2y | +289.0% | +10.0% | 16.10% | 1.10% | C |
| SCHP | Schwab U.S. TIPS ETF | Schwab | 8/5/2010 | 16.0y | +52.0% | +2.7% | 3.2% | 0.03% | B |
PDI vs SCHP — Frequently Asked Questions
Which is better, PDI or SCHP?
By average annual total return since inception, PDI holds a clear edge over SCHP (+10.0% vs +2.7% per year). "Better" depends on your goals — yield, payout frequency, and strategy differ between the two funds.
What is the difference between PDI and SCHP?
PDI (PIMCO Dynamic Income Fund) is offered by Pimco and currently yields 16.10%. SCHP (Schwab U.S. TIPS ETF) is offered by Schwab and yields 3.2%. Their average annual total returns since inception are +10.0% and +2.7% respectively.
Does PDI pay a higher dividend than SCHP?
PDI currently yields 16.10% and SCHP yields 3.2%. Remember that yield alone doesn't capture performance — total return (price + dividends) is the fairer comparison.