SCHP vs VFLO: ETF Comparison
Compare SCHP (Schwab U.S. TIPS ETF) and VFLO (VictoryShares Free Cash Flow ETF) side by side by average annual total return since inception — one fair number covering price and dividends.
Updated Oct 31, 2026
*For entertainment purposes ONLY! NOT financial advice! Data may be inaccurate.*
Sponsored By IncomeBlastETFs.com
SCHP vs VFLO: The Verdict
On average annual total return since inception, VFLO decisively outperforms SCHP: +29.0% per year vs +2.7% per year — a gap of 26.3 percentage points annually. Total return counts both price movement and dividends, so this is the whole picture of each fund's performance, not just yield.
Keep the track records in mind: SCHP has been trading for 16.2 years, while VFLO has only 3.2 years of history. A shorter track record means the younger fund's average has been shaped by fewer market environments — one strong or weak stretch moves the needle more.
Income investors will notice the yield gap: SCHP currently yields 5.1% vs VFLO's 0.8%. Higher yield often comes with trade-offs in price appreciation, which is exactly why total return is the fairer scoreboard.
SCHP vs VFLO Side-by-Side Data
| Symbol | Name | Provider | Inception | Age | Total Return | Avg. Annual Return | Yield | Expense Ratio | Grade |
|---|---|---|---|---|---|---|---|---|---|
| SCHP | Schwab U.S. TIPS ETF | Schwab | 8/5/2010 | 16.2y | +54.0% | +2.7% | 5.1% | 0.03% | B |
| VFLO | VictoryShares Free Cash Flow ETF | Victory Shares | 8/7/2023 | 3.2y | +128.0% | +29.0% | 0.8% | 0.39% | B |
SCHP vs VFLO — Frequently Asked Questions
Which is better, SCHP or VFLO?
By average annual total return since inception, VFLO decisively outperforms SCHP (+29.0% vs +2.7% per year). "Better" depends on your goals — yield, payout frequency, and strategy differ between the two funds.
What is the difference between SCHP and VFLO?
SCHP (Schwab U.S. TIPS ETF) is offered by Schwab and currently yields 5.1%. VFLO (VictoryShares Free Cash Flow ETF) is offered by Victory Shares and yields 0.8%. Their average annual total returns since inception are +2.7% and +29.0% respectively.
Does VFLO pay a higher dividend than SCHP?
VFLO currently yields 0.8% and SCHP yields 5.1%. Remember that yield alone doesn't capture performance — total return (price + dividends) is the fairer comparison.
Related ETF Comparisons
Sponsored By IncomeBlastETFs.com